Protecting the Game by Managing the Risk
Risk Intelligence Built Exclusively for Golf Courses, Clubs & Resorts
ICS begins with the operation—not simply the insurance application. We combine golf and club operational experience with risk management, claims analysis, and underwriting strategy to create clearer operational intelligence, stronger underwriting context, and better-informed insurance decisions.
100+
Years Experience
100+
Clubs Served
100%
Industry Focus
ICS
Trusted Partner
Innovative Club Solutions
What We Do
Innovative Club Solutions (ICS) is a specialized risk management and insurance advisory platform built exclusively for the golf, club, and resort industry.
ICS evaluates how organizations actually operate, converts findings into actionable risk intelligence, and communicates relevant context to insurance markets. Our work connects operations, claims, retained risk, insurance structure, and risk-management investment through a broader Total Cost of Risk perspective.
Beyond the Premium
Insurance premium is only one part of the cost of risk. ICS helps leadership connect operations, claims, retained risk, insurance structure, and risk-management investment through a broader Total Cost of Risk perspective.
Our Clients
Who We Serve
Depth of expertise across the golf and club industry
Our Methodology
The ICS Process
Structured to produce measurable, continuous improvement in risk quality and underwriting performance
Discovery
Establish baseline understanding of operations and exposures
Stewardship Review
Evaluate existing insurance structure and performance
Risk Intelligence Assessment
Conduct detailed, department-level risk analysis
Strategic Action Planning
Translate findings into accountable operational improvements
Insurance & Underwriting Strategy
Present documented risk intelligence to insurance markets
Innovative Club Solutions
Platform Capabilities
Comprehensive tools designed to improve underwriting outcomes
Proprietary Risk Study & Scoring
Quantify exposure using standardized frameworks
Action Planning & Program Management
Transform findings into measurable improvements
Training & SOP Development
Implement consistent procedures across departments
Property Monitoring Integration
Utilize technology to detect and prevent losses
Claims Advocacy
Support claim handling and resolution
Carrier Submission Strategy
Align documentation with underwriting expectations
Ready to Transform Your Risk Management?
Begin your risk discovery process and see how ICS can improve your underwriting outcomes.